Address

13643 Front Beach Road, Panama City Beach, FL

Listing Type

Active

Price

$ 3,500,000

Property Attributes

MLS#772029
TypeSingle Family
Listing Status Active
CountyBay
CityPanama City Beach
Area03 - Bay County - Beach
NeighborhoodMargaritaville Cottages
Zip32413
Style
Year Built2023
Taxes$ 31489
Price$ 3,500,000
Bedrooms6
Full Bathrooms6
Half Bathrooms1
Sqr Footage3990
Lot Size0.9 Acres

Data Source:

Central Panhandle Association of REALTORS® (CPAR)

Property Description

**PRIVATE ELEVATOR** This Gulf-front retreat in Margaritaville Beach Cottage Resort blends laid-back luxury with modern comfort, offering the ultimate escape in Panama City Beach. Built in 2023 and sold fully furnished, this Oasis floor plan spans 3,990 square feet across three levels - all with unobstructed views of the emerald Gulf waters. Professionally designed with decor that captures the breezy, carefree vibe of the Margaritaville lifestyle, the home features luxury vinyl plank flooring throughout and a thoughtful layout tailored for both relaxed getaways and high-performing rentals. From morning coffee to sunset cocktails, enjoy panoramic Gulf views from your private balconies on every level. The first floor features a spacious recreation room with a foosball table, wet bar, full-sized refrigerator, and ice maker - perfect for entertaining after a day in the sun. Step outside to your private 8x17 beachfront pool and take the private dune walkover straight to the sand. With 6 bedrooms, a bunk area, and 6.5 bathrooms, this home comfortably accommodates large families and rental guests alike. The private elevator makes each level easily accessible. On the second floor, an open-concept great room takes full advantage of the water views, with a living area, dining space, and a chef's kitchen featuring Frigidaire Professional appliances, a 36'' gas range, quartz countertops, and maple cabinetry. Two guest suites with private baths, a powder room, and a full laundry area round out this level. Upstairs, the Gulf-facing primary suite offers a true retreat with expansive views down the coast, a walk-in closet, balcony access, and a spa-inspired ensuite with double vanities and a walk-in shower. Two more guest bedrooms with private baths and a cozy bunk nook complete the third floor. Additional features include a two-car covered carport plus parking for three more vehicles - rare for Gulf-front homes. As part of the Margaritaville Beach Cottage Resort, you and your guests have access to top-tier amenities: a resort-style pool with a 425-foot lazy river and H2O Adventure waterslides, pickleball court, indoor arcade, game lawn, hammock grove, and poolside movie nights. On-site dining options include The Salty Rim Bar & Grill, Fins Restaurant & Bar, and Joe Merchant's Coffee & Provisions - perfect for everything from poolside snacks to sunset dinners. Whether you're looking for a luxurious vacation home or a high-performing rental property, this is a rare opportunity to own in one of the most exciting beachfront resorts on the Emerald Coast. Call today to schedule your private tour and explore rental income potential, projections, and how to make this island-inspired dream a reality.

Elementary School	Middle School	High School
Hutchison Beach Elementary School	Surfside Middle School	Arnold High School

Price History
2/17/2026	Listed $3,500,000

General Features

Sewer	Public Sewer
Utilities	Electricity Available
Property Subtype	Single Family Residence
Tax Year	2024
Community Features	Pool,Barbecue,Short Term Rental Allowed
County	Bay
Property Type	Residential
HOA	true
Subdivision Name	Margaritaville Cottages
Status	Active
Directions	Margaritaville is located about 2 miles east of Pier Park directly on Front Beach Road. 10th house down on the beach side.
High School	Arnold
City	Panama City Beach
MLS Area	03 - Bay County - Beach
Lot Size Units	Acres
Lot Size Square Feet	39204
Elementary School	Hutchison Beach
Tax Annual Amount	31489
Middle/Junior High School	Surfside
MLS Area Minor	0318 - Beach - Central South
Standard Status	Active
Property Sub Type Additional	Single Family Residence
Occupancy Type	Tenant
Waterfront Features	Gulf
Year Built	2023
Association Fee Includes	Cable TV,Internet,Maintenance Grounds,Pool(s),Trash,Water
Heating	Electric
Cooling	Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Appliances	Bar Fridge,Electric Oven,Electric Range,Tankless Water Heater
Patio/Porch Features	Balcony,Deck,Covered,Porch
Construction Materials	HardiPlank Type
View	Gulf,Water
Attached Garage	false
Garage Y/N	false
Total Rooms	10
Full Baths	6
Virtual Tour	https://www.asteroommls.com/pviewer?hideleadgen=1&token=pXfdCKDtvkmGUXDgBgeyFg
Architectural Style	Coastal
HOA Fee	1775
Assoc Fee Paid Per	Quarterly
Pool Features	Gas Heat,In Ground,Community,Private
Security Features	Fire Sprinkler System
New Construction	false
Roof	Metal

Interior Features

Total Baths	7
Interior Amenities	Balcony,Double Vanity
Furnished Units	All Units
Air Conditioning Y/N	true
Heating Y/N	true
Total Bedrooms	6
LivingAreaSource	Appraiser
Window Features	Double Pane Windows,Storm Window(s)
Half Baths	1

Exterior Features

Lot Features	Sprinkler System
Lot Size Area	0.9
Lot Dimensions	40X206
Lot Size Acres	0.9
Building Area Total	3990
Waterfront Y/N	true
Exterior Amenities	Barbecue,Covered Patio,Deck,Outdoor Shower
Foundation Details	Pillar/Post/Pier
Private Pool	true